Dental implants are often categorized as a cosmetic procedure, which limits the amount that insurers are willing to pay. As a result, in many cases, dental insurance does not fully cover implant restorations. It’s worth noting, however, that some policies may offer partial coverage.
The good news, however, is that certain components of the process, like extractions, bone grafts, or crowns, may be eligible for coverage depending on the plan.
What You Should Know About Implant Insurance Coverage
Implant procedures typically involve multiple stages, most notably placing the implant post, attaching an abutment, and final restoration with a dental crown or denture. Some insurance plans may cover just the restoration portion (like the crown) if it’s deemed “medically necessary.” Others may reimburse a percentage of each step up to a plan maximum.
We encourage all patients to check with their provider or ask their dental office to submit a preauthorization request.
If insurance doesn’t help much, Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) can help offset out-of-pocket implant costs. Many dental offices also offer financing options to make implant treatment more affordable.
Effective, Affordable Dental Implants in Tazewell, VA
If you’re in Tazwell and want to learn more about the root canal treatment process, its many benefits, and how to minimize its impact on your wallet, contact Dr.Ricky Alan May and the excellent May DDS team to schedule a consultation!